1. Help Centre
  2. Residential Lending Criteria

Unearned Income e.g. Trust Funds

We can consider unearned income which is sustainable over the duration of the mortgage term.

We will need to see:

  • Latest 3 months’ bank statements confirming receipt of income
  • Evidence of the source, e.g. portfolio of stocks and shares…
  • Letter from qualified accountant confirming income for last 6 months in addition to advising source, that there are no encumbrances, and that the income covers the term of the proposed mortgage
  • Corresponding Tax Calculation