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  2. Residential Lending Criteria

Shift Allowances

A variety of allowances can be received by customers to compensate for additional responsibilities / working hours. Common examples may include but not limited to: Additional Duty Hours, Call Out, Danger Allowance, Offshore Allowance, On Call, Sleepover Allowance, Standby, Unsocial Hours etc.

If allowances are guaranteed and can be proven, we can take 100% of the income, otherwise our Overtime criteria will apply.