Customers may switch to a new business rate once a case has been offered (but hasn't yet completed), based on the following conditions:
- Cases older than 90 days from the application date will require a new credit check.*
- Cases within 14 days of completion are not eligible for rate changes.
*A new credit check may lead to a reduced loan if there is a significant change in credit circumstances, and in some cases, this could result in a change to the lending decision.