We'll accept non-EU foreign national borrowers subject to: all borrowers residing in the UK at the point of application and all borrowers having the acceptable right to reside and work permit in the UK.
Applicants with No Permanent Right to Reside (no PPR) in UK with over 2 years UK residency are accepted up to 90% LTV subject to having:
- Pre-Settled Status
- Tier 1/ Entrepreneur / Global Talent Visa
- Tier 2 / High Skilled Visa / Health Care Worker Visa
- Spousal Dependant Visa
- BNO Visa (British National Overseas)
- BNO Dependency Visa (as long as they're applying with a BNO holder; self-employed income can't be considered)
Applicants with No Permanent Right to Reside (no PPR) in UK with less than 2 years UK residency are accepted up to 75% LTV subject to having:
- Pre-Settled Status
- Tier 1/ Entrepreneur / Global Talent Visa
- Tier 2 / High Skilled Visa / Health Care Worker Visa
- Spousal Dependant Visa
- BNO Visa (British National Overseas)
- BNO Dependency Visa (as long as they're applying with a BNO holder; self-employed income can't be considered)
Unacceptable Visa types include Student Visas, Ancestral Visa which isn’t PPR or any other Visa type that is not explicitly stated above