1. Help Centre
  2. Residential Lending Criteria

Non-EU Foreign Nationals

▪ All customers must reside in the UK at the point of application

▪ All customers must have acceptable right to reside and work in the UK

 

Applicants with No Permanent Right to Reside (no PPR) in UK with over 2 years UK residency accepted up to 90% LTV:

  • Pre-Settled Status
  • Tier 1/ Entrepreneur / Global Talent Visa
  • Tier 2 / High Skilled Visa / Health Care Worker Visa
  • Spousal Dependant Visa
  • BNO Visa (British National Overseas)

Applicants with No Permanent Right to Reside (no PPR) in UK with less than 2 years UK residency accepted up to 75% LTV:

  • Pre-Settled Status
  • Tier 1/ Entrepreneur / Global Talent Visa
  • Tier 2 / High Skilled Visa / Health Care Worker Visa
  • Spousal Dependant Visa
  • BNO Visa (British National Overseas)

Unacceptable Visa types include Student Visas, Ancestral Visa which isn’t PPR or any other Visa type that is not explicitly stated above