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  2. Residential Lending Criteria

Local/ex-local authority property

Current local authority, social housing, housing association, inc MOD, Prison Service, and Utilities - we’re unable to accept properties still subject to any local/social/housing association restrictions.

Former local authority/social housing/MOD (etc) providing there are no restrictions - We can accept former/ex-local or MOD or authority houses only to all LTVs. This is subject to good local demand and valuers’ confirmation that it is readily saleable.

Ex local authority/social housing/MOD etc flats and maisonettes are not acceptable