We won't consider:
- Social housing including properties currently owned by a local authority, housing association, the MOD, Prison Service, or a utility company
- Any property still subject to local authority or housing association restrictions, such as pre-emption rights or resale conditions
We can consider:
- Former local authority, housing association, or MOD-owned properties, including flats, houses, and maisonettes
- As long as:
- There are no resale restrictions or pre-emption rights
- The valuer confirms the property is readily saleable
- There’s strong local demand
For flats where the loan-to-value (LTV) exceeds 85%, the maximum loan amount is £275,000