1. MPowered Help Centre
  2. Residential Lending Criteria

High-rise flats

We're able to lend on high-rise flats subject to restrictions

  • We'll require flats with 5 or more floors to have a lift
     
  • We'll need an EWS1 certificate (also known as an external fire wall review) for flats 18 metres or over in height
  • We'll only lend on flats with an A1, A2 or B1 rating
     
  • The construction type must be:
    • Purpose Built
    • Wall Material is Brick
    • No prefabricated or other non-standard construction type
       
  • Subject to valuers’ comments
     
  • Max loan of £275,000 If LTV > 85%