1. Help Centre
  2. Residential Lending Criteria

Further Advance

  • Available after 6 months of completion
  • Min loan of £10,000
  • Maximum LTV of 85%, Debt Consolidation limited to 80%
  • Only allowed for legal purposes

We are unable to accept Further Advances for:

  • Paying tax
  • Gambling
  • Investments into businesses
  • Purchasing a time share
  • Speculative investments such as crypto currency, currency speculation, stocks and shares
  • Investments in or the purchase of a property from a Property Investment Club (PIC)
  • Payments of Inland Revenue tax bills
  • Payments of gambling debts
  • Purchases or remortgages of shared ownership property unless it is to take ownership up to 100%
  • Raising funds for injection into a business
  • Sale and leaseback properties