1. Help Centre
  2. Residential Lending Criteria

Forces help to buy

We are able to accept applications as part of the Forces help to buy scheme.

We’ll need to see a Ministry of Defence Personal Information note confirming:

  • Amount loaned under the scheme
  • Agreed monthly repayment
  • Repayment period


The following criteria also apply:

  • Forces help to buy loan cannot exceed either £25,000, or 50% of the customer’s salary
  • Customer must be currently employed as part of the British Armed Forces
  • Customer/s must be first-time buyers
  • Customer/s must not currently, or have previously, owned or held an interest in any property
  • Customer must contribute at least 5% of the deposit from their own savings
  • For affordability purposes, we’ll classify the loan payment as a credit commitment