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  2. Residential Lending Criteria

Construction types

We accept properties of traditional and modern methods of construction (MMC), subject to warranties and saleability. 

We’re unable to accept the following property types:

  • Precast reinforced concrete (PRC)
  • Prefabricated
  • Large panel system
  • Mundic concrete
  • Steel frame
  • In-situ poured concrete mowlem
  • High alumina cement 
  • External walls less than 225mm in total width  - unless incidental to main structure of building
  • Laing easiform 1
  • Grade I listed buildings and Grade II*
  • Flying freehold is greater than 25%
  • Properties where dry rot is identified
  • Properties where essential works are required and these are estimated to be £2000 or more