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  2. Residential Lending Criteria

CIS Workers / Sub-Contractors

We are able to consider customers that are CIS contractors. We will require the following documents:

  • Latest 2 years’ SA302 Tax Calculation (TC)
  • Latest 2 years’ SA302 Tax Year Overview (TYO)
  • Latest 3 months’ payslips from contractor(s)
  • Corresponding 3 months personal/business bank statements containing income

CIS Workers are to be inputted as Sole Traders, with the net profit reflecting the figures on SA302