1. Help Centre
  2. Residential Lending Criteria

Capital Raising

We accept capital raising on all remortgages. The amount and purpose need to be provided on the application.

We apply Loan to Value caps based on capital raising purpose:

  • Debt Consolidation – max LTV 80% LTV
  • Home Improvements – max 85% LTV
  • Purchase BTL / Land– max 85% LTV

We’re unable to accept capital raising for:

  • Speculative investments, including purchasing cryptocurrencies and bitcoins
  • Paying tax
  • Gambling
  • Investments into businesses